Reviews for Instant Funding

They are scammers. I tried to buy my first account using a code they sent me 2 days ago on Discord. After I joined the community, I tried to use it, but it didn't work. After put that on his Discord, they banned me from his Discord! I have screenshots, etc about that! It's too bad I can't attach them. Because they also deleted the messages I sent on Discord.

........ Greetings; Products this firm offers, aren't designed to allow payouts.

Not Recommended Increased the prices of IF models without any announcements. Worst management

update Thank you for taking the time to respond and clarify your position. However, I believe your response misses the main point of my review. I never claimed that the 1% risk rule was hidden or that it was impossible to find on your FAQ. My concern is different: some of the accounts I purchased were not subject to the 1% maximum risk per trade idea and mandatory Stop Loss requirement at the time of purchase, yet these restrictions were later applied to my existing and future funded accounts. There is an important difference between saying "the rule is published" and saying "the account was purchased under this rule." If a trader purchases a specific account under a specific set of conditions and later, after passing and becoming funded, additional trading restrictions are imposed on that account, it is completely reasonable for the trader to question that change. Your Terms may allow the company to modify its rules, but that does not mean traders cannot criticize the impact of those changes on accounts they already purchased. I also want to clarify something regarding my previous accounts. I have never claimed that every account closure or every issue I experienced was entirely your fault. I have made mistakes myself, misunderstood certain rules, and I accept responsibility for those situations. In fact, I have openly acknowledged this. My criticism comes from the overall experience over more than a year, including multiple accounts, different interpretations of risk and drawdown rules, payout-related issues, additional restrictions, and changes to products and conditions. Regarding payouts, I understand and accept that trading is disabled while a payout request is being reviewed. My criticism was not simply about trading being disabled during a payout. The issue was the overall payout experience and the uncertainty surrounding the review process, especially when a trader has already generated profits and then faces additional questions or restrictions during the payout process. A policy can be clearly published and still create a frustrating experience for the customer. Regarding the programs that were introduced and later removed, I understand that a company has the right to change its products. My criticism is not that you are legally unable to do so. My point is that when traders are encouraged to provide feedback, the product is modified based on that feedback, and then the product is later removed without sufficient notice, it creates uncertainty and affects customer confidence. Finally, I would like to address the statement that traders who consistently follow the rules "have never had issues with their accounts." I think this is a very broad statement. Trading rules are not always as simple as reading a percentage on an FAQ page. There can be questions around what constitutes a trade idea, how floating losses, realised P&L, slippage, drawdown calculations, and multiple positions are interpreted. These details matter enormously to traders. My review is therefore based on my personal experience, not an accusation that every trader will have the same experience. I genuinely supported Instant Funding for a long time and had a positive relationship with members of your support team. That is precisely why the changes and experiences I encountered were disappointing. I respect your right to establish risk controls and modify your products. At the same time, as a customer, I have the right to say that I found the overall experience increasingly stressful, unpredictable, and difficult to justify at the current account prices. My intention is not to attack Instant Funding. I am simply sharing my honest experience so that other traders can understand what they may encounter and decide whether your model is suitable for them. I appreciate the support your team has provided me in the past, but based on my overall experience, I still cannot recommend Instant Funding to other traders.

DO NOT BUY ACCOUNTS WITH THEM I strongly recommend staying away from Instant Funding. I purchased their Raw Spread account (148268), and the spreads have been terrible. As soon as I enter some trades, I am already down around 1% or more. For something advertised as a Raw Spread account, this has been extremely disappointing. Their leverage is also poor. When I contacted support about the spreads and trading conditions, they blamed market conditions. I do not accept this explanation because I trade the same markets with other funded prop firms and with my live account, and I do not experience anything close to these conditions. I asked for a refund after testing the account and seeing how bad the spreads were. They refused to refund me. Another major issue is the payout and drawdown structure. You need to reach 5% profit before becoming eligible for a payout, and after reaching that level, the maximum drawdown becomes much more restrictive. Traders should understand these rules before paying for an account. My experience with Instant Funding has been extremely negative. Between the spreads, leverage, refund policy, and drawdown rules, I regret buying this account. I would never purchase another account from them, and I would not recommend Instant Funding to other traders.

A terrible company by any standard. If your account is suspended, support stops responding to your messages. They keep sending offers, but in reality, you cannot benefit from them. They provide no prior warning, and their policies are terrible. I believe other companies send warnings when something is about to happen, but your company is trying to circumvent the issue by suspending accounts. Your company's goal isn't financing, but rather collecting the cost of the accounts after each closure, and imposing impossible conditions.

My account 8114692 has been breached due to Maximum position. But in reality it's because of extreme slippage during a news. My stoploss is always set in 750$ but the when the closed was closed it's 1450$. I would understand if it's only 20-50pipa in gold but 172pips slippage is very bad. I've had this problem with them and they reimbursed me I hope they will do the same thing.

SCAM ALERT!!! Account 8107219 closed for "copy trading" and a shared Spanish IP while I was travelling. I have only this Instant Funding account. No copier, signals, public EA or manager. They compared my gold trades to two other tickets. My times are correct. Those tickets open and close at substantially different times. That is not copy trading. I asked for a second-by-second comparison. I have not received it. The IP was first logged on 8 July 2026. I was in Barcelona that day (Europe trip July-August). Hotel / public Wi-Fi / mobile on a Spanish consumer network. No VPS or VPN. Appeal sent. Their notice already said the decision was final. I want the time comparison in writing or the account reinstated. UPDATE On their Trustpilot reply they wrote that they are reviewing the case and an agent will contact me on the support ticket. On the support ticket, after that public reply, they wrote that the termination stands, will not be reversed, that the same IP appeared on six KYC accounts they still have not named, that travel is not an exemption, that there is no refund, and that I am banned from future accounts from the same device, network or region. Those two answers cannot both be true. I still want the ticket time comparison and the six account numbers in writing, or the account reinstated. UPDATE

Very disappointing payout experience (27% 1 star reviews for a reason) Very disappointing payout experience ADVICE: DON'T TRUST THEIR REPLY SINCE THEY WILL COME SAYING THIS ARE NOT THEIR STANDARTS AND THAT THEY ARE INVESTIGATING - because they told me that and It was completely fake and came with the same resolution that is given here. THESE ARE INSTANT FUNDING STANDARTS SINCE THEY HAVE BEEN APPLIED THIS WAY ON ME, READ THIS: My experience with the company has been extremely disappointing. I made close to 50 trades on my account while maintaining consistent risk management and following the rules. The issue was that two trades were opened approximately 9 minutes and 20 seconds apart, while the rule requires a minimum of 10 minutes for trades not to be considered the same trading idea. I understand that technically this was a breach, but it was clearly unintentional and the difference was only around 40 seconds ONCE IN 50 TRADES TROUGHT A WHOLE MONTH OF PERFECT TRADING. What I find particularly frustrating is that I RECEIVED NO WARNING or notification that there was an issue. I continued trading the account normally for several more weeks and generated approximately an additional 5% in profit, completely unaware that those trades could eventually affect my payout because as I said IT WAS CLEARLY UNNINTENTIONAL. When I finally requested my payout, it was denied and my account was affected because of those trades. I have only had problems with this company. As YOU CAN THINK NOW that even if you follow the written rules you will get paid out THAT IS ALSO FAKE. Some month ago I got denied a payput again because the RISK RULE got APPLIED IN A TRADE THAT I CLOSED IN PROFIT, THE OPENED A NEW ONE WITH LESS LOTS (and they told me that my first trade that I had already closed in profit had risk involved and that I couldn't open a new one when the rules does not mention that). They just laught at you and really want you to lose accounts shamelessly. They will not hessitate in having you trading consistently when you commited a normal EXTREMELY LITTLE mistake that can happen and even best traders does since we are not robots for then cancelling payout AND EVEN DELETING ACCOUNT months after you commit the breach. If I had been informed when the trades occurred, I would have immediately corrected my trading and made sure it never happened again. Instead, I continued dedicating time and effort to the account for weeks, only to have the payout denied afterwards. Another props will give the payout with no hessitation because I would love to share with you my history for real. You will be so depressed with the company cancelling that kind of payouts. Please reconsider spending your money here if you have another option in mind. Ridicilous and bad faith company.

Great company received a payout. I got a warning for hft ( due to closing a half dozen trades in under 60 seconds) it should have breeched my account however they gave me another chance due to them believing that I wasn't aware of this rule (which I wasn't). Great company to work with and I'm glad I chose them going forward. I have received multiple payouts from other prop firms however there rules are great and if traded correctly you can definitely receive your payouts. There are a lot of negative reviews however they don't just terminate your account over something minor! At the end of the day you have to follow there rules to make money you can't have it both ways. Thanks again to instant funding Joseph (joe)